A goal without a plan is just a wish
PERSONALIZED FINANCIAL PLANS
Retirement is no longer just a time for relaxation and the onset of old age. It's an opportunity where everything from learning a language to starting an online business awaits. You are the captain of your own ship in this "New Retirement".
But the one constant you will need to have for the rest of your life to make it a retirement worth living, is income. Without a pension, Social Security alone is rarely enough to maintain one's lifestyle for the entirety of the second half of your life.
How our Financial Planning Process works...
With no pension to fall back on your plan should include more than just saving
Arm yourself with a Financial Plan that can:
- Unlock and amplify potential income sources
- Target tax-efficient cash flow and investment strategies
- Prepare for unexpected and expensive life events
- Pay down debt faster to increase savings
- Position your portfolio to weather market fluctuations
- Leave more of your hard-earned wealth to loved ones
- Easily track your progress and make changes as needed
Benefits to having a Financial Plan
With Americans dreaming of a brighter post-pandemic future, having a financial plan is proving increasingly essential. Individuals with set plans are more than twice as likely to feel secure in their future compared to those without one*. Additionally, those who have these dedicated plans and strategies tend to take better care of their money when it comes to saving and investing.
Peace of Mind
A plan can be a powerful guidance system, allowing you to make informed decisions with less stress and more confidence so that you're free to focus on the things that matter most.
Financial Readiness
"Luck favors the prepared!"
A strong financial plan serves as a blueprint for your hard-earned savings, ensuring that you are able to adapt and thrive even amidst unexpected changes.
Optimized Cash Flow
Financial freedom requires successful cash flow management. Align your financial plan with tax-efficient strategies to create multiple sources of reliable and consistent income.
Stay on Track
Financial fitness is the same as physical fitness...stick with it! One-time pushes won't get you very far. A practical plan in place with guidance from your advisor helps keep your goals within reach.
Every Financial Plan service gives you full access to:
Dedicated Financial Advisor
A thrivealike Financial Professional is your trusted guide through the challenges you'll face in retirement without having a traditional pension. With expertise, insight and personalized support, your very own licensed Financial Advisor is always available to you. Your Advisor will carefully evaluate your unique financial situation and goals, then work side-by-side with you to develop a tailored, long-term plan for sucess while providing you with actionable and on-going advice throughout life's journey.
Personal Financial Website
Organize. Monitor. Collaborate. Your Personal Financial Website offers a real-time, 24/7 view into your complete financial picture. By combining our personal digital experience with the professional guidance only a trusted Advisor can provide, we can work together to build and monitor a financial plan that fits your needs.
Investment Portfolio Analysis
A portfolio analysis is an essential first step to see if your current investments are aligned with both your short-term and long-term financial goals. Think of it like shopping for the best possible ingredients to create your own unique recipe, and checking your cart to make sure you have everything needed.
Encrypted Digital Vault
Protected by the highest level of encryption in the industry, your Digital Vault is a secure, easy way to store, organize, and access all of your most important documents, like insurance policies, tax information and other important documents.
WE CHOOSE TO BE AFFORDABLE
Our Financial Planning services are priced more than 50% lower than the industry average.
WHY?
Because Financial Planning is essential to everyone...especially for those without pensions.
3 Financial Plans to choose from...
Goal Planner
Interactive Goal-Based Plans
Investors often want to know, "How am I doing?" To answer this question the most widely used metric in financial planning is the probability of success. With 1,000 simulated market scenarios this analysis offers powerful insights into the potential success of achieving all of your goals.
Goal-Based Planner
No contracts. Cancel anytime.
$49 monthly*
What You Get...
- thrivealike Financial Professional as your personal Financial Advisor
- Actionable and on-going advice from your dedicated thrivealike Certified Specialist
- Personal Financial Website
- Encrypted Digital Vault
- Investment Portfolio Analysis
- Virtual Goal Planner Sessions with a thrivealike Certified Specialist
- Unlimited "Stress-Test" scenario runs
- Compare 3 different goal plans side-by-side vs. your current financial situation
- Goal Cost Reports
- Compare different scenarios to learn how to best fund your goals
- Predict if and when you fall short of funding your goals
- See what will be left to your heirs
- Term-Life vs. Permanent Insurance comparison calculations
- And More...
* transfer over $50,000 in investments for a thrivealike Certified Specialist to professionally manage within your first year and have no annual Goal Planner subscription cost after the end of your first year.
Cash Flow Planner
Interactive Cash Flow Plans
Having adequate cash flow plays a key role in the quality of life throughout retirement. By strategically focusing on cash flow you can unleash a wave of new potential: more income sources & better-informed daily decisions. A solid plan begins with a clear picture of how your money flows.
Cash Flow Planner
No contracts. Cancel anytime.
$99 monthly**
What you Get...
- All of Goal Planner INCLUDED
- thrivealike Financial Professional as your personal Financial Advisor
- Actionable and on-going Advice from your dedicated thrivealike Certified Specialist
- Personal Financial Website
- Encrypted Digital Vault
- Investment Portfolio Analysis
- Virtual Cash Flow Planner Sessions with a thrivealike Certified Specialist
- Targeted tax-efficient income strategies
- Unlimited Cash Flow Reports
- Gain a better understanding of your in-flows and out-flows over time
- Repositioning of Assets Analysis to generate steady income streams
- Compare Drawdown Principal strategy vs. Dividends & Interest strategies
- Discover Cash Flow Alternatives
- Personal Pensions: Lifetime Income Needs Analysis
- And More...
** transfer over $100,000 in investments for a thrivealike Certified Specialist to professionally manage within your first year and have no annual Cash Flow Planner subscription cost after the end of your first year.
Advanced Planner
Comprehensive Plans
With a comprehensive retirement plan you can enter this exciting phase of your life armed with the resources you need to thrive. With an all-encompassing plan, you can balance daily needs with long-term objectives and create the retirement of your dreams. It's everything but the kitchen sink!
Advanced Planner
No contracts. Cancel anytime.
$149 monthly***
What You Get...
- All of Goal Planner INCLUDED
- All of Cash Flow Planner INCLUDED
- thrivealike Financial Professional as your personal Financial Advisor
- Actionable and on-going Advice from your dedicated thrivealike Certified Specialist
- Personal Financial Website
- Encrypted Digital Vault
- Investment Portfolio Analysis
- Virtual Advanced Planner Sessions with a thrivealike Certified Specialist
- Tax Minimization Strategies (for pre and post retirement)
- Roth IRA Conversion Calculations
- Explore Risk-Advantaged Portfolio Strategies
- Real Estate Buy/Sell Transaction Calculations
- Evaluation of existing Life Insurance, Long-Term Care and Annuity policies
- Long-Term Care Needs Analysis
- Life Insurance Needs Analysis
- Estate Planning Techniques
- Debt Reduction Analyzer
- Education Funding Analysis
- And More...
*** transfer over $150,000 in investments for a thrivealike Certified Specialist to professionally manage within your first year and have no annual Advanced Planner subscription cost after the end of your first year.
Not sure where to start? Schedule your free consultation with a thrivealike Financial Professional
The idea of retirement is an exciting time in one's life, but without a pension it can also be a scary prospect. One way to help ease the anxiety and become more confident about your financial future would be working with someone who is trained to find solutions to the risks and challenges you will face in retirement.
1. Share a little info
Create your financial snapshot by sharing basic information about you and your finances, what stage of Retirement Planning you are in (pre or post), and your current plan to recreate your paycheck in retirement without having a pension.
2. Free consultation
Uncover the potential of your retirement goals in just 15 minutes! Your virtual consultation with a thrivealike Financial Professional will give you an understanding of where you stand and what it will take to get you closer to financial freedom.
3. Decide to thrive
Harness the power of financial expertise with a thrivealike Certified Specialist who will create a customized plan with investment strategies tailored for you and the unique challenges you face when retiring without a pension.
Don't wait...Schedule your free consultation below
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