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WHAT WE DO

FINANCIAL SOLUTIONS FOR PEOPLE RETIRING WITHOUT A PENSION

THE #1 FEAR OF RETIREES IS RUNNING OUT OF MONEY

40% of all U.S. households, where the head of the household is between 35 and 64, are projected to run short of money in retirement.

Retiring without a pension is a specific problem

Specific problems need specific solutions
Most financial advisors today are "generalists" with little expertise in generating cash flow or who only work with a limited set of tools. Our financial professional's specific skill sets are focused on the challenges ahead that most Americans without pensions will face when it comes to reaching Financial Freedom.

Don't just survive alone. Thrive with us!

Sean Sullivan, CFS®, CAS®
Founder & CEO of thrivealike
Retiring without a pension is not the end of the world. You just have more to worry about and more work to do. Why? Because the burden of funding your remaining years rests on you knowing how to pay yourself from your retirement savings without running out of it. With over 20 years in the financial services industry I have seen how life's circumstances will move people back and forth between the 3 stages of Financial Freedom. Which is why we've developed specific solutions for each stage of your life-long journey in achieving and maintaining Financial Independence.

3 Stages of Financial Freedom

WHICH STAGE ARE YOU IN?

  • STAGE 1
    Financial Stability
    Paying off debt, establishing an emergency fund and creating a budget provides a solid foundation for pursuing long-term financial goals.
  • STAGE 2
    Wealth Accumulation
    Once financial stability is established, the focus shifts to increasing income, savings and investing consistently to grow wealth.
  • STAGE 3
    Financial Freedom
    Maintaining passive income from investments, savings or other sources to cover living expenses without relying on a traditional job or paycheck.

We all have the GOAL of achieving Financial Freedom.

But do you have the DISCIPLINE and SOLUTIONS in place to achieve and sustain all 3 stages?

Solutions with a thrivealike Financial Professional

Most Popular Solution:

Financial Planning Bundles

Building a plan for the future is essential to your financial security when you don't have a pension. Our Financial Planning process will help identify the strategies, techniques and investment vehicles that best meet your needs when it comes to growing wealth and generating income in every stage of life.
Learn More: Bundles

Solutions included in every bundle...

Personal Financial Website (PFW)
Get organized with simple, secured access to all of your financial accounts in one complete picture. Monitor your investments, track your spending, visualize your goals...and more.
Learn More: PFW
Fund & Investment Management with a CFS®
Get the most out of your plan with a Certified Fund Specialist®, who will unlock the potential expenses, fees, risks, complexities and taxes that your funds and investments will face over time.
Learn More: Funds
401(k) Management with a CFS®
We know the most common mistakes 401(k) investors make when choosing their own funds. Learn how a Certified Fund Specialist® can help you avoid them.
Learn More: 401(k)

Freebie Services

Most Popular Freebie Service:

Retiring without a pension means it's time to get savvy about financial planning. Kickstart your journey to financial empowerment by crafting a precise, all-in-one snapshot of your existing financial situation. On us!
Empower You
Instantly see if your nest egg will last a lifetime by testing your savings and retirement plan. Utilize "what if" scenarios to maximize the security of your financial future. All for free.
Get Started
For most people Social Security is their greatest source of fixed income in retirement. See how to maximize your SS benefits and compare claiming strategies side-by-side.
Compare SS
With student loans out of the way you can focus on building wealth through investments and retirement savings, ultimately accelerating your path to financial independence.
Take Control

WHY WE DO IT

There is no financial aid for retirement.

With the number of Americans retiring without a Defined Benefit (DB) pension plan increasing year-over-year the importance of managing your investments has never been more critical.
Many DIY investors have done well on their own and built significant wealth over the last decade. However, the complexities and challenges they now face in the markets are leading many of these investors to realize they don't know enough about the risks ahead to ensure that their wealth doesn't run out in retirement.
At thrivealike our financial professionals are trained to help you achieve one of the most common objectives in financial planning...Growth & Income.

The Coming Retirement Income Crisis in America

Over the past 25 years the percentage of workers covered by a traditional Defined Benefit (DB) pension plan that pays a lifetime annuity has been in continual decline, leaving millions of Americans on their own to re-create their paychecks in retirement.* An alarming number of people in the U.S. are not prepared to face the challenges of an under-funded retirement.
72%
U.S. households without a long-term financial plan
64%
Americans with less than $10,000 saved for retirement
15%
U.S. private industry workers with access to a DB pension plan

WHO WE ARE

Funds build wealth. Expert guidance helps it last a lifetime.

Now more than ever, expertise matters

The Certified Fund Specialist® (CFS®) designation is an advanced course administered by the Institute of Business & Finance™ whose certification has been attained by every licensed professional at thrivealike. Partnering with a CFS® can greatly enhance an investor's grasp of complex market conditions and sophisticated investment strategies. This facilitates better financial outcomes by providing comprehensive portfolio management, optimal asset allocation, and detailed risk evaluation tailored to an investor's specific financial goals.
Newsletter: Investment & Retirement Insights
Stay informed of valuable investing & retirement info...for free!
Investing on your own can feel daunting. Our Specialists are trained to sift through financial markets to identify what suits your exact goals and needs.

  • 7,393

    registered mutual funds in the U.S.

  • 5,996

    number of individual stocks listed on U.S. exchanges

  • $49.1 trillion

    total amount of outstanding bonds issued in the U.S.

  • 2,632

    exchange traded funds (ETF) listed on U.S. exchanges

  • 4.4 billion

    number of single stock option contracts traded annually on U.S. options exchanges
IN PARTNERSHIP WITH

Not sure where to start? Schedule your free consultation with a thrivealike Financial Professional

The idea of retirement is an exciting time in one's life, but without a pension it can also be a scary prospect. One way to help ease the anxiety and become more confident about your financial future would be working with someone who is trained to find solutions to the risks and challenges you will face in retirement.
1. Share a little info
Create your financial snapshot by sharing basic information about you and your finances, what stage of Retirement Planning you are in (pre or post), and your current plan to recreate your paycheck in retirement without having a pension.
2. Free consultation
Uncover the potential of your retirement goals in just 15 minutes! Your virtual consultation with a thrivealike Financial Professional will give you an understanding of where you stand and what it will take to get you closer to financial freedom.
3. Decide to thrive
Harness the power of financial expertise with a thrivealike Certified Specialist who will create a customized plan with investment strategies tailored for you and the unique challenges you face when retiring without a pension.

Don't wait...Schedule your free consultation below

QUESTIONS ABOUT YOUR FINANCES?

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(due to high volume your questions will be answered by the next business day)

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INVESTMENT & RETIREMENT INSIGHTS
The content on this website is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by thrivealike.com to provide information on a topic that may be of interest. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. The term “you” means a user of this website. The term “our” or “we” means thrivealike, its website(s), and any representative of thrivealike. Lifeworks Advisors doing business as thrivealike, LLC. All advisory services are provided through Lifeworks, a registered investment adviser. Registration of an investment adviser does not imply any level of skill or training. The description of products, services, and performance results of Lifeworks contained on this website is not an offering or a solicitation of any kind. Past performance is not an indication of, and does not guarantee future results. Securities investments are subject to risk and may lose value. All of the information on this website is believed to be accurate and correct as the date set forth. Lifeworks does not have or accept responsibility or an obligation to update such information. thrivealike, its affiliates and respective representatives do not provide tax, accounting, or legal advice. Any taxpayer should seek advice based on the taxpayer's particular circumstances from an independent tax advisor or attorney. Investment advisory services offered through Lifeworks Advisors LLC, an SEC registered investment advisory firm. Certain videos on this website, along with the information contained within them, are owned by eMoney Advisor, LLC, who has granted thrivealike, LLC permission to display them on this website. Certain videos on this website, along with the information contained within them, are owned by RightCaptial Inc., who has granted thrivealike, LLC permission to display them on this website. The Institute of Business & Finance™ owns the certification marks CFS®, Certified Fund Specialist®, in the United States, which it authorizes use of by individuals who successfully complete The Institute of Business & Finance's™ initial and ongoing certification requirements. The Institute of Business & Finance™ is a separate entity from thrivealike, LLC and does not provide financial or investment advice to the public. PLEASE NOTE: The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. We make no representation as to the completeness or accuracy of information provided at these web sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, web sites, information and programs made available through this web site. When you access one of these web sites, you are leaving our web site and assume total responsibility and risk for your use of the web sites to which you are linking.
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